ACKNOWLEDGMENTS

A thousand thanks to all the people who keep me financially savvy and sound . Judy Zilm, my bookkeeper and friend, has kept track of every little financial detail of my life for going on a decade. I couldn't possibly do it without her. Thanks to Kenny Hicks, my accountant, who has advised and bullied and relentlessly overpaid the government but has finally been truly fun with something-research for this novel. Through ups and downs of all the markets in recent years, Donald Wolfson has always been there to carry the burden. Thanks for taking the graveyard shift so I don't have to. Thanks are also due to tax professor Jan Sweeney, who gave me the textbooks and the goods on the IRS, and estate planner Charles Baldwin, who helped with insurance and other questions. Thanks to Dr. Thomas Loeb for help with research on cosmetic surgery. Thanks to my agent, Deborah Schneider; my editor, Joe Blades; and all the good people at Ballantine, from bottom to top, who work behind the scenes to produce the books and send them out into the world. This one is for all of you. Cheers.

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