Chapter 9

Fortune knows we scorn her most when most she offers blows.

–William Shakespeare,

Antony and Cleopatra


Taylor overslept. Victoria came looking for her friend at half past eight o'clock. She was worried about Taylor and explained in a rush to Lucas the minute he opened the door that Taylor was late meeting her for breakfast. Was she ill or had she forgotten they were supposed to dine together in the Ladies Ordinary a half hour ago?

Lucas didn't tell Victoria about Taylor's grandmother. He shook his wife awake, then took over the task of escorting Victoria to breakfast. He wasn't hungry and therefore only ate a single portion of the sausages, fish, biscuits, gravy, baked apples with cinnamon, poached eggs, and potatoes. Victoria ate a single dry biscuit and a glass of freshly mashed and squeezed apple juice.

His wife's friend was nervous this morning. Since she kept giving worried glances around the crowded dining room, he assumed she was concerned about the other diners. He tried to put her at ease, first by trying to get her to talk about her family. He realized his mistake the minute her eyes started getting misty. Talking about her parents and her friends back in London obviously upset her. Lucas then turned the topic around to her future in Boston. Victoria became even more agitated.

Someone let out a shrill squeak of laughter across the dining room. Victoria jumped a good foot in reaction, then cast a quick look over her shoulder. She had an intense frown on her face.

"Is something the matter?" he asked.

Before Victoria could answer his question, Taylor appeared at the table. Lucas immediately stood up and pulled the chair out for her. She thanked him without looking at him and then sat down.

She kept her gaze downcast but he could still see the faint blush on her cheeks. She was obviously embarrassed about something. He assumed it was because of the way he'd touched her the night before.

She was dressed entirely in black. He didn't care for the color on her and he didn't particularly like the notion that she was deliberately disregarding her grandmother's orders not to wear any colors of mourning.

Taylor's hair was all bound up behind her neck in a knot of some kind. The severe hairstyle made her face all the more flawless. He realized once again how breathtakingly beautiful she was, then found himself glancing around the room to make certain there weren't any male diners staring at her. She belonged to him, damn it all, and he wasn't about to let any other man give her lustful stares.

Lucas realized how ridiculous he was behaving almost immediately. He shook his head over his own contrary behavior and then started barking orders.

"Taylor, eat something. Victoria, tell me what's bothering you."

His wife insisted she wasn't hungry. She drank a full glass of milk, declared she was quite full, and folded her napkin to prove she was finished. She still wouldn't look at him. Lucas was exasperated with both women. He decided to deal with his wife first. He would find out what was bothering her and then take Victoria on. With that decision in mind, he reached over and covered Taylor's hand with one of his own. In a low voice he commanded her to look at him.

She took her time agreeing with the order. He patiently waited. And when she finally looked at him, he said, "You don't have anything to feel embarrassed about. Nothing much happened last night."

He was going to add the reminder that they were married, after all, and that a few kisses and a couple of caresses between a husband and wife was certainly nothing to get all worked up over or cause any embarrassment.

He never got the chance to give his logical argument. She gave him an incredulous look, then said, "I wept in front of you. Of course. I'm embarrassed and ashamed," she added with a nod. The blush intensified. "I promise it won't happen again. I'm usually very disciplined."

He didn't know what to say to that. He started to argue, then changed his mind. Victoria, he noticed, wasn't looking around the dining room any longer. She had become thoroughly engrossed in their conversation. She was glaring, too, and he seemed to be her target.

He wanted to ask her what the hell was wrong with her. Because of her delicate condition, he softened his question. "Is something wrong?"

"Did you make Taylor weep?"

He let out a sigh. She acted as though she believed he'd insulted his wife.

"No," he answered. "She was upset about something else." He decided he'd leave it to Taylor to explain about her grandmother.

"Victoria, have you finished your breakfast?" Taylor asked, trying to change the subject.

Victoria wasn't paying any attention to her friend now. Her attention was fully settled on Lucas. She seemed to be making her mind up about something or other, and just when he was about to get up from the table, she blurted out her request to stay where he was.

"If you knew your wife better, you'd realize she never, ever cries, Mr. Ross."

"Is that so?"

Victoria nodded. Her voice trembled with nervousness when she added, "She never eats anything for breakfast. She always has a glass of milk. You didn't know that either, did you?"

Although he wanted to, Lucas didn't dare smile. Victoria was becoming furious on Taylor's behalf. It was apparent she knew quite a bit about Taylor that he did not.

"She lived in a soddie for-"

Taylor cut her off. She wasn't about to let Victoria tell Lucas anything more about her training for the frontier. He'd start asking questions then, and she wasn't prepared to answer any of them.

"The bankers," she blurted out. "We have to meet Mr. Sherman and Mr. Summers at ten o'clock. Their offices are only a couple of blocks from here. I believe we should walk to the bank, don't you, Lucas?"

He nodded but kept his gaze on Victoria. "She lived in what?" he asked.

Victoria blushed. "Never mind," she replied. "Taylor, I would like to talk about something rather important if you have a minute now."

"Yes, of course," Taylor agreed, relieved the topic was being changed.

"I don't believe I can live in Boston." After making the statement, Victoria lowered her gaze to the tabletop.

"All right then."

Victoria's head snapped up. "You aren't going to argue?"

Taylor smiled at the surprised look on her friend's face. "Of course I won't argue. You know better than anyone else what you can and cannot do, Victoria." Her friend felt it necessary to explain. "I've already bumped into old acquaintances," she whispered.

Lucas heard her. He thought her explanation made about as much sense as Taylor's embarrassment over weeping did. "And meeting old friends is a problem?" he asked.

"Yes," Victoria and Taylor answered simultaneously.

He gave up trying to understand. He tossed his napkin on the table and stood up. "If you'll excuse me, I'm going back to our room. Taylor, you're changing your clothes before we go to the bank."

Lucas didn't give her time to argue. He turned around and left the dining hall. Victoria drew Taylor's attention then.

"Why are you wearing black?"

"In memory of my grandmother," Taylor answered. "I received a telegram last night. Madam died four days past. It took my uncle Andrew awhile to locate me," she added.

She'd tried to keep her voice very matter-of-fact, but she wasn't quite able to accomplish the feat. By the time she finished her explanation, she was close to weeping again.

Victoria didn't have any qualms about keeping her emotions under control. Madam would have been appalled by her conduct, Taylor thought, when her friend burst into tears. But she'd like her all the same, because undisciplined as she was, Victoria was extremely loyal to Taylor, and Madam believed loyalty was the second most important quality a person could have. It ranked much higher on her moral ruler than love, and only just an inch or two below the greatest quality of them all. Courage.

Taylor started aching inside. She did her best to hide her feelings, but the effort was fairly overwhelming. The other diners inadvertently helped her regain her composure. Several men and women had noticed Victoria's distress and were giving her curious glances. Taylor found their stares rude and uncivilized. She straightened in her chair, raised one hand, and dramatically waved them back to their own conversations. She added a good frown to ensure their cooperation.

Victoria was mopping the tears away from her face with her napkin. It was a wasted effort, for they just kept on coming.

"'Honest plain words best pierce the ear of grief,' " Victoria quoted from memory in a whisper.

"William?" Taylor asked, though she knew full well who had written down that bit of advice.

"Yes," Victoria replied. "He was right, too. Plain words are best, and so I'll simply tell you how very sorry I am over your loss. I know Madam was like your mama and your heart must be breaking…"

She couldn't go on. She was crying in earnest now.

Taylor wasn't at all embarrassed by the scene her friend was making. She was actually humbled by Victoria's reaction. Taylor wasn't unaffected by her words of comfort either, and she had to take several deep breaths in order to get herself under control.

"You are a dear friend," she whispered once she could trust her voice enough not to break. "I am so fortunate to have found you."

"And I you," Victoria replied. Her voice was muffled by the napkin. " 'Everyone can mask a grief but he that has it,' " she added. "I can tell you're hurting."

Taylor didn't respond for the simple reason that she'd start crying if she did. The possibility was untenable. She wouldn't dare disgrace Madam's memory by breaking such a sacred rule and weeping in public. Taylor thought she'd die first.

"'To weep is to make less the depth of grief,' " Victoria quoted.

Madam, Taylor thought, wouldn't have agreed with that quote from Shakespeare. She decided to try and lighten the conversation. "And you believe that because your William has written down that dictate, I cannot argue with you?"

Victoria managed a smile. "No, you cannot argue. William is an authority after all."

"Do you know what I'm going to do?"

"What?"

"I'm going to walk to the nearest bookstore and purchase every single one of William Shakespeare's works. I've read him, of course, but I haven't taken the time to memorize every word the way you have. In a month or two, I promise I'll be able to use your William to my advantage whenever I want you to agree with me."

Victoria looked thrilled. She obviously didn't understand that Taylor was teasing her. "I shall be happy to lend you my copies," she said fervently.

Taylor thanked her, then motioned to one of the waiters and ordered a cup of tea for each of them. The dining room had cleared sufficiently for them to have enough privacy to talk.

"Victoria, if you don't wish to live in or near Boston, where would you like to go?"

"With you." She blurted out her answer and then blushed. "If you'll have me," she hastily added. "And if Mr. Ross doesn't care."

"I would love to have your company," Taylor replied. She stopped then to gather her thoughts.

Victoria misunderstood her hesitation. Her shoulders slumped in dejection. "But you don't think it's a good idea. I understand. A pregnant woman would be a burden to you and-"

Taylor interrupted her. "Do let me finish," she insisted. "More than anything in the world I would love to have you come with me. You've become like family."

"But there is a problem all the same?"

Taylor nodded. The waiter appeared with their china setting. He placed the flowered teapot on the table, added two cups and saucers, and then bowed before leaving them alone again.

Taylor poured the tea before continuing. "You cannot make a decision until you know all the facts. You have to understand where I'm going and why. After I've explained-"

"About the babies?" Victoria interrupted with the question.

"Yes," Taylor answered. "Georganna and Alexandra are my older sister's children. The babies are two and a half years old now. Marian… my sister, died just a short while after settling in Boston. The children have been under the care of their father, George. He died a little over a month ago. He didn't have any family to speak of, and so the babies have been watched over by their nanny, Mrs. Bartlesmith."

"When sorrows come, they come not as single spies, but in battalions.'"

Taylor nodded agreement. Shakespeare was right about that. Sorrows did come in battalions.

"Will you take the little ones back to England?"

"No," Taylor answered. "In fact, I want to take them as far away from England as possible. My sister was afraid of our uncle Malcolm. She had good reason to fear him," she added. "She didn't want her daughters near the vile man, and that was her main reason for moving to Boston. Her husband, George, was from America, and he was in full agreement with her determination."

"Are you afraid of your uncle?" Victoria asked.

Taylor felt compelled to be completely honest with her friend. "I would be a fool not to be afraid of him. He's a very evil man."

"Would he harm the babies?"

"Eventually, yes, he would."

"How?"

Taylor shook her head. "I cannot talk about Malcolm without becoming sick to my stomach. However, now that George is dead and Madam, too, the question of guardianship becomes a worry. Uncle Malcolm would petition the court to put the girls in his care, and I would kill him before I let that happen. The little ones would be safer with Lucifer. I'm praying Malcolm has forgotten all about the babies. We didn't inform him of George's death, and because Madam didn't leave any money for the twins, I'm hopeful he won't make trouble. I'm not going to take any chances though. I'm going to have to disappear, Victoria. Don't you see? Until the babies are old enough to fend for themselves, I'm responsible for them. Marian protected me all those years. Now I must protect her daughters."

"I fear disappearing will be most difficult," Victoria said. "The world has grown so small. We have the telegram now and steam vessels that can travel from London to America in less than two weeks. There are trains connecting almost every city, and-"

"I have considered all of this," Taylor told her. "At first I thought I would take the girls to some distant city, but I've changed my mind. There is one place Malcolm won't ever look, and that is the frontier. Mr. Ross told me about a place called Redemption, He said a man could walk for a mile and never meet another person. The babies and I could get lost there."

"In your heart… do you believe your uncle will try to find you?"

Taylor nodded. "I don't believe it's an unreasonable fear," she said. "He would like to hurt me. He's a spiteful, vengeful man. He has a scar that crisscrosses his left eye. He almost lost his sight. I gave him that scar, Victoria, when I was just ten years old. I'm only sorry I didn't blind him. Every time he looks in the mirror, he's reminded of what I did to him… and why. He'll try to find me all right. I imagine he's been counting the days until he can take over the inheritance and the estates… and me."

Victoria shivered. She was beginning to understand what Taylor wasn't telling her. She decided to take a roundabout way of finding out if her guess were accurate.

"If the twins were boys, would Marian have been so obsessed with running away?"

"No."

Victoria let out a sigh. "Is Malcolm a vain man?"

"Yes."

Victoria smiled. "Good," she announced. "And is the scar as unsightly as I hope it is?"

"Yes."

"Very good."

Taylor nodded. She decided she'd said quite enough. Victoria, even though pregnant, was still very innocent in Taylor's estimation. She couldn't possibly understand the twisted appetites of some men. Taylor barely understood herself. Her friend would be appalled and disgusted to know the full truth.

"It's quite ironic," she said then. "My greatest dream was to one day live in the wilderness. Uncle Andrew embraced the notion. Every time I visited him, he would have read something new to teach me. He believed in my dream and wanted me to be prepared. It was a game we played, I suppose."

"Like building a soddie and making you live in it?" Victoria asked.

"Yes," Taylor agreed with a smile. "His servants thought I was as peculiar as he was. It didn't matter. It was just a game."

"Do you know what I think? In your heart you've always known you were going to live in the wilderness of America someday. The twins complicated your plans, and that is why you considered a smaller city somewhere in the West."

"I did think I would eventually end up in the mountains. Ever since I read the first story about Daniel Boone, I was…"

"Intrigued?"

"Yes, intrigued."

"I'll do whatever I can to help you," Victoria pledged. "Tell me this, please. What does Lucas say about-"

"He doesn't know anything about Malcolm or the babies, and you must promise not to say a word to him."

"For heaven's sake, Taylor. Think this through. Don't you think he'll notice you're living in Redemption?"

Taylor laughed. "Of course he'll notice, but by then it will be too late. If he finds out my plans now, he'll try to stop me. He doesn't believe I can survive in the wilderness. He thinks I should concentrate on what gowns to wear to the parties in Boston. Can you imagine anything so ludicrous?"

Victoria smiled. Now that she knew Taylor better, it was ludicrous to believe she would fritter her days away on frivolity.

"I want to disappear with you. Hear me out before you caution me. I'm young and strong and somewhat intelligent. I'll do just fine in the wilderness."

"What about the baby? Have you considered what it will be like giving birth in a soddie?"

"Other women have," Victoria argued.

"We're going to have to discuss this at length," Taylor said. "Perhaps it would be better if you join me after the baby's born. It would certainly be safer."

Victoria clasped her hands together. "Then you agree, now or later, I can move to Redemption?"

"Do you have any idea what you're getting into?"

"Yes."

Taylor let out a sigh. Then she nodded. "I believe we should have a toast." She raised her cup of tea, waited until Victoria had done the same, then whispered, "To the wilderness and our new life."

Their cups tapped against each other. "And to freedom," Victoria interjected.

"Taylor, we're going to be late."

Lucas made the announcement. Taylor was so engrossed in the conversation, she hadn't noticed her husband had entered the dining hall.

He didn't look very happy. She forced a smile in an attempt to offset his frown. "We still have plenty of time," she told him.

"I want to get this done," he replied. He took hold of her arm and half dragged her to her feet. "This shouldn't take too long, should it? I'm meeting a friend at noon. I'd hate to cancel out on him. He's got a sound stallion he's interested in selling."

"The meeting shouldn't take more than an hour," Taylor answered. "Victoria, I'll come down to your room as soon as I'm finished with the bankers. Perhaps we should go shopping this afternoon. Will you join us, Mr. Ross?"

Lucas was following the two ladies out into the corridor. The thought of shopping with the two of them made him want to grimace.

"I have an appointment," he reminded Taylor.

"All afternoon?"

"And most of the evening," he said. "The farm is outside Boston. It will take a couple of hours to get there. I won't be back to the hotel before eight."

"Mr. Ross, why are you sounding so cantankerous?"

"I hate being kept waiting."

"So do I," she told him in a gratingly cheerful voice.

"I don't think we should shop, Taylor," Victoria interjected. "You're in mourning."

"She isn't supposed to mourn," Lucas announced. "She promised her grandmother."

"I'm going to find a church and light a candle for her," Taylor said.

"I'm certain she'll like that," Victoria gave her approval.

Taylor wasn't in the mood to shop, but there was a multitude of items she needed to purchase for the little girls. In truth, all she wanted to do was see the twins. Time was the issue, of course, and she knew she needed to get everything done as soon as possible.

Because Lucas had made plans for the afternoon and early evening, Taylor decided to go and visit the twins. Lucas would never know she'd left the hotel. She wouldn't have to hurry her visit either, she realized, and found herself smiling in anticipation. If luck stayed on her side, she might even be able to talk Mrs. Bartlesmith into going with her and the babies. The notion was highly unlikely, but any hope, no matter how small, was worth a try.

Taylor didn't have any intention of being specific with the nanny until they were well on their way. The less anyone knew about her true destination, the better. She might even hint they were headed for Texas.

Victoria turned in one direction at the landing on their floor, and Taylor and Lucas turned down the opposite corridor. Her husband's long-legged stride was impossible to match without running, and she refused to run in such an elegant hotel.

"Please slow down or let go of me and I'll follow behind you."

Lucas immediately let go of her. He walked ahead, unlocked the door, and then stood there waiting for her.

"Ever heard the expression'slow as molasses'?" he asked.

Taylor went inside the bedroom before answering. "No."

"It applies to you."

Taylor ignored the barb. She went into the bedroom alcove in search of the papers she wanted to take along to the bankers. She'd made a considerable list of questions to ask and didn't want to forget any of them. Everything had to be settled before she disappeared… and before Lucas went back to his mountains.

She collected the papers, folded them, then went in search of her gloves. Lucas blocked her path.

"I meant it, Taylor. I want you to change out of that godawful dress."

"It's appropriate attire."

"You gave your grandmother your word," he argued. He went over to her wardrobe and pulled the doors open. Then he began to sort through her clothes. He wasn't certain why it mattered to him, but she'd given her word, and by God she was going to keep it. A last request had to be honored, and Lucas was going to see that it was.

He grabbed a dress and hanger and turned to Taylor. "Here, wear this. Hurry, we'll be late."

She almost laughed when she saw the gown he'd chosen. "Red? You want me to wear a red dress."

"It will do."

She laughed. "It's an evening gown, sir, and not at all appropriate."

"I like it," he insisted. "And so would your grandmother."

He was walking toward her with the dress in hand. The man was out of his mind if he thought she was going to wear a velvet evening gown to meet the bankers.

"It doesn't fit properly," she lied.

"You're wearing it," he said again.

"Madam would not approve."

She folded her arms across her chest and stood her ground. She wasn't going to give in, and that was that.

From the stubborn set of his jaw, she concluded he wasn't going to give in either. It appeared they had reached a stalemate. Then he went and weighed the argument in his favor.

"Of course Madam would approve. They wear bright colors in heaven, Taylor. I'm sure of it. Now put the thing on. We're going to be late."

She was overwhelmed by what he'd just said to her. He was being completely outrageous. And wonderful. They wear bright colors in heaven. Without a doubt, that was the nicest thing he could have said to her. It wasn't the color or the dress or even what they wore up there, if indeed they wore anything at all, it was the fact that he believed Madam had made it to heaven.

"Lucas Ross, you're a very charming man. Did you know Madam called you my prince when she first told me about you?"

He was exasperated with her. She wasn't making any sense, talking such nonsense. Her voice had turned as soft and soothing as a gentle summer breeze. He couldn't imagine what had caused the sudden transformation. One minute she was shaking her head at him and frowning like an old maid schoolmarm, and the next she was looking like she was going to start crying or kiss him. He didn't know what had come over her, but he was determined to set her straight on this charming business.

"Taylor, I'm neither a prince nor am I charming. I'm only being a gentleman to accommodate you. It's a damn strain," he added. "Honest to God, I don't know how much longer I can keep up the pretense."

She didn't believe him. "Oh?" she challenged. "Pray tell me please, what would you do now, this very minute, if you weren't behaving in a gentlemanly fashion."

"Do you mean tell you what I'd really like to do?"

"Yes."

He grinned. "Get you naked."

She turned as red as the dress. He laughed. "You wanted me to be honest, didn't you?"

"Yes, of course." He had her so rattled, she couldn't think straight. "I'll wear the dress," she stammered out. "With a coat on top." A black coat, she silently added, and one that would cover her from head to ankle. She wasn't going to take the wrap off either, no matter how hot it was inside the banker's building.

She snatched the dress out of his hands and turned to go back into the alcove to change. "It's horribly low cut," she remarked. "I do tend to spill out of the thing."

He reached over her shoulder and grabbed the dress out of her hands.

Taylor ended up wearing a white blouse and navy blue skirt. Lucas was pacing by the time she had added a brightly colored ribbon to her hair.

As it turned out, they were five minutes early. Lucas was quick to point out they would have been late if he hadn't insisted they take a carriage to their destination.

Mr. Harry Sherman met them at the door of the bank. He escorted them into the president's office where Mr. Peter Summers waited for them. Sherman was the elder of the two gentlemen. In England, he'd been a good friend as well as an advisor to Madam for long years. He was almost as old, close to sixty, but five years ago, and just one month after his wife of twenty years had finally succumbed to a long, debilitating illness, he announced he was leaving England. He wanted an adventure, he explained, and had volunteered to help with the opening of the bank's Boston branch. Madam had been astounded, for she believed Harry to be set in his ways. She supported his decision, however, and even helped him get established by depositing a large amount in the American branch. They had stayed friends and wrote to each other at least once every two weeks.

Madam had always said that Sherman had the brains in the business and Summers had the charisma. Her grandmother had certainly been right with her evaluation, Taylor thought with a smile as Peter Summers oozed compliment after compliment. He was as slick as oil and as sincere as a sweet-talking dandy. Taylor didn't remember ever being introduced to Summers, but he assured her they had met. She'd been quite young, he recalled, and had hung onto her grandmother's skirts most of the time he was there. He tried but couldn't coax a smile out of her.

"Your behavior was quite amusing," he told her. "And a bit peculiar. Your uncle Malcolm was there, but each time he left the library, you let go of your grandmother's skirts and became quite the imp. You were into one thing after another. Your grandmother was very indulgent. She let you have free rein. You were busy digging through her desk, looking for treasures I suppose, but the minute your uncle returned to the study, you hightailed it back to your grandmother's skirts again. The pattern was repeated several times, as your uncle was coming and going every other ten minutes or so. I believe he was indulging in a drink or two of whiskey out in the hallway."

"Probably," Taylor replied. "Madam wouldn't allow anyone to drink any spirits in her company."

The banker continued to recollect one humorous incident after another. All involved Taylor's odd behavior around her uncle Malcolm.

She wasn't smiling over the memories. Lucas wondered how long it would take Summers to realize she didn't find anything amusing about her uncle. She'd been afraid of him when she was a little girl. Lucas listened to the stories and came to that easy conclusion. What surprised him was that Taylor was still afraid of the man. The way she clenched her hands together, added to the look in her eyes, indicated her fear bordered on terror.

He was about to change the topic when Summers finished with his recollections and asked Taylor if she'd had a calm voyage from London. Sherman joined in the conversation. Lucas stood behind his wife while the two gentlemen continued to fawn over her. They were harmless enough, he supposed, but he still didn't like the way the younger man stared at Taylor.

Harry Sherman waited until Taylor was once again engaged in conversation with his colleague, then motioned Lucas to the back of the room. In a low voice he asked if Taylor had heard about her grandmother's death.

"Her uncle Andrew sent a telegram," he explained.

Sherman looked relieved. "I hated to be the one to tell her. The two of them were very close, like mother and daughter. I can barely take it in myself. I'll miss her."

Taylor was just taking her seat when Sherman asked Lucas if she were up to going over all the details in the will. "Her grandmother made several changes, and I don't believe Taylor is aware of all the ramifications. The terms are going to cause quite a stir in the family. Mark my words, there's going to be trouble."

An hour later, after all the conditions had been explained, Taylor was feeling sick to her stomach.

Lucas thought she'd become ill. She looked ready to pass out. Her complexion had turned as white as her gloves. Summers had already left his office in search of witnesses to the documents Taylor would have to sign, and Sherman, observing the swift change in his client, went to fetch a glass of water for her. He told Lucas grief was surely the culprit, and talking about dear Lady Esther's last wishes was simply proving to be too much for Taylor to endure.

Lucas sat next to Taylor. He waited until they were alone, then reached over and took hold of her hand.

"Are you going to be all right?"

She didn't answer him. She was staring down at her hands and seemed to be lost in thought.

He squeezed her hand to get her attention, and when that action didn't get any response, he reached over and took hold of her chin. He gently nudged her to look at him.

There were tears in her eyes. She was trembling. Taylor wasn't battling her grief. She was fighting her fear. Her eyes told the truth. She was terrified all right, and he was determined to find out why.

"Oh, Lucas, what has Madam done?" She grabbed hold of his hand and held tight.

He was taken aback by the question. "Are you upset because she left so much of her money to charities, Taylor?" He answered his own question before she could. "No, of course you aren't. You probably suggested she divide her fortune in such a manner. You're still going to receive quite a lot of money. Didn't you expect it?"

"Madam shouldn't have done it. Don't you see? He'll have to come after me now. He won't have any choice. He'll do anything to get the money."

She had a death grip on his hand. She was getting all worked up, and he didn't have a clue as to what to say or do to calm her down. She was going to have to explain the threat before he could confront it.

Taylor turned her gaze back to her lap. She knew she had to get her emotions under control. Lucas must think she was out of her mind.

"I'm feeling better now," she lied. She managed a weak smile and looked up at him.

He was frowning with concern. "I'm sorry," she blurted out. "I didn't mean to go on and on like that. It was just such a surprise. I'm fine now, really."

He wasn't buying that nonsense for a minute. "You asked the question, What am I going to do? You're married now, Taylor. The question therefore becomes, What are we going to do? Got that?"

He sounded gruff and looked angry. He was acting very like a prince again, she thought.

Her Prince Charming. Lord, whatever had she done to the man? He deserved better. He shouldn't have been saddled with a marriage he didn't want and relatives like Malcolm.

He squeezed her hand then and she realized he was waiting for an answer. She nodded just to placate him. "Yes, I've got it," she said. "The question should be, What are we going to do?"

He grunted. She guessed that meant he was satisfied. "You're a very charming man, Lucas Ross, even when you make those obscene sounds in the back of your throat."

He shook his head at her. He wasn't going to let her change the subject.

"Tell me what it is we have to do something about. I can't help you until I know what the problem is."

"Yes, of course."

He waited a full minute before he realized she wasn't going to say another word.

He decided he would have to prod the worry out of her. "You said, he'll come after you for the money. You were referring to your uncle Malcolm, weren't you?"

She looked up at him and slowly nodded.

"Now that you're married, he can't touch your inheritance."

"I realize that."

She tried to stand up. He stopped her by grabbing hold of her.

"Not so fast," he ordered. "Tell me why you're upset."

She was saved from having to answer him when Summers and Sherman came back into the office. Sherman handed her a glass of water. Lucas had to let go of her hands so she could accept the drink. She took advantage of the opportunity and stood up. She took a sip of the water, handed the glass back to the banker with a thank you for his kindness, and then walked across the office to stand near the window. She folded her arms across her waist, her gaze on the pedestrians rushing back and forth on the street below.

Summers took his seat behind the desk. He turned in his chair to look at his client.

"My dear, you're going to have to sign a few papers in order to gain access to your funds."

She turned around. "What happens if I refuse to sign?"

Summers thought she was jesting with him. The notion that anyone would deliberately turn down any amount of money made him smile.

"It wouldn't matter if you signed or not," he said. "It's really just a formality for the bank's records. The money will stay in trust, earning you a handsome figure in interest if you decide not to spend any of it now."

"Please give me the particulars again. How exactly is the money divided?" she asked.

"Two-thirds of the estate goes to charities, as I explained earlier," Summers said.

She impatiently brushed her hair back. "Yes, yes, the charities. I knew about the charities, but Uncle Malcolm… You said he doesn't get the rest. I don't understand. Are you telling me Madam didn't leave her son anything?"

"Let's take this a step at a time," Sherman suggested. He could tell Taylor was extremely anxious and was trying to calm her down by being methodical.

"The third left after donations to her charities still amounts to a sizable sum, my dear. Your great-uncle Andrew will receive a nice allowance and title to the estate in Scotland. The rest is split between you and the children."

Taylor closed her eyes. "Was Madam specific or did she simply say children," she asked.

"She was quite specific. Georganna and Alexandra Henson each receive one-third." Summers turned to Lucas. "The twin girls are Lady Esther's great-granddaughters."

"Has the will been read in London yet?" Taylor asked.

"The reading is scheduled for Tuesday," Summers answered.

"Tomorrow," Sherman said at the same time.

"Didn't Madam leave anything to her son and his family?" Taylor asked.

"Yes," Summers replied. "But it's barely a pittance."

"Not quite so," Sherman argued. "Malcolm will receive a small monthly stipend. It isn't much, but if he adopts a frugal lifestyle, he should get along all right. Lady Esther left Malcolm's wife exactly one hundred pounds. She said it was the amount of weight her daughter-in-law had put on since she married her son. Madam did have a rather twisted sense of humor," he added. He turned to Lucas to once again explain. "Lady Esther didn't much care for Loreen. Said she was a complainer."

"What about Jane?" Taylor asked. "Did Madam leave her anything?"

"She gets the same amount as her mother," Sherman answered. "Exactly one hundred pounds and not a shilling more."

Taylor shook her head. She was filled with dread for the future. "When Malcolm finds out what his mother has done, his roar will cross the ocean. He'll be outraged."

Sherman, who knew Malcolm better than Summers did, nodded agreement. "He'll try to cause trouble, all right. I warned your grandmother, but she wouldn't listen to reason. She told her legal advisers to make certain the will was airtight."

"What about Malcolm's lands?" Taylor asked.

"As you probably know, he had already mortgaged the property. Your grandmother assigned enough money to pay off all of her son's considerable debts. The total is just above fifty thousand pounds."

Lucas seemed to be the only one in the office astonished by the figure. How could any man owe others so much? What had he purchased on credit?

Taylor inadvertently answered his question. "He won't quit gambling," she predicted.

"Your grandmother was well aware of his vice. She decided to give him one last fresh start. If he chooses to run his credit up again, he'll have to find another method to repay. His mother's estate won't bail him out."

"Oh, he'll find another way," Taylor whispered. "Uncle can be very creative."

"Now, now, don't borrow trouble," Summers advised.

Taylor's shoulders slumped. "I know what you're thinking, my dear," said Sherman. "He won't last a month without trying to beg or borrow from you." He turned to Summers then to give further explanation. "Malcolm's a man of excesses. He won't take this sitting down."

"He'll come after me."

She looked at Lucas when she made the statement. He appeared to be half asleep. His long legs were stretched out in front of him, his hands rested on the side arms, and his eyes were half closed.

"It won't matter," Summers insisted. "Even if you wanted to give him some of the inheritance, you can't. Your grandmother was very specific. What you don't spend will stay in trust for your children."

"And if I die?" Taylor asked.

Lucas took exception to the question. "You aren't going to die."

"But if I did?" She directed her question to Harry Sherman.

"Malcolm still won't get the money. Your husband is the only one who stands to gain." He paused to smile. "From the emphatic way he just spoke to you, I can only surmise he'll do whatever it takes to make certain you live a long, healthy life. Stop this talk about dying, Taylor. Malcolm can't hurt you. You don't have to be afraid of him any longer. I, too, remember what you were like as a little girl. You were certainly frightened of your uncle. But you're all grown up now and married. Put your childhood fears to rest. England, remember, is an ocean away."

"Yes, you're right." She feigned a smile so he'd believe he'd swayed her with his argument to let go of her worry.

They finally got down to the business at hand. Taylor signed the necessary papers, and when the forms had been witnessed and executed, she opened two accounts. One was a joint account in her name and Mr. Ross's, which required both their signatures, and the other account was in Victoria's name.

Mr. Sherman agreed to bring the necessary papers over to the hotel at four o'clock to meet with Victoria and gain her signature. "You've been extremely generous with your friend," he remarked as Taylor was getting ready to leave. She was in the midst of putting her gloves on. Lucas held her coat.

"Madam would approve," she replied.

A few minutes later they were on their way back to their hotel. Taylor wanted to walk. Lucas told her he didn't have time. He wouldn't let her stroll down the street by herself either but insisted she ride with him back to the hotel. He hailed a vehicle, assisted her inside, and then took the seat across from her.

He didn't ease into the topic he wanted to discuss. "Why are you afraid of your uncle?"

She didn't soften her answer. "He's a snake."

"And?"

"I hate snakes."

He smiled in spite of his frustration. The woman had a way with words and an even better way of avoiding direct answers. She would make him crazy if he stayed around long enough to let her.

"When are you leaving Boston?"

He wasn't going anywhere until he was certain she was going to be all right. God only knew when that would be. He was anxious to get going, yet the thought of leaving her made his stomach turn. The truth was staring him in the eyes. He didn't want to go anywhere without her.

He immediately tried to block the notion. He wasn't ready to accept what part of him was insisting was inevitable. He blanched inside and might have even shuddered. No, he wasn't ready to think about anything remotely permanent.

And yet the truth persisted.

Taylor wasn't certain what had come over her husband. He was giving her that mean I'd-rather-be-hanged-than-married-to-you look she was really starting to dislike intensely, and she didn't think she would have been surprised if he'd started growling like a bear.

Her mind took a leap from that thought to another. "Are there any bears in Montana Territory?"

Where had that question come from? "Yes."

"I thought there were, but I wanted to be certain. What kind is most prevalent?"

"The black," he answered. "And the brown, I suppose."

"What about the grizzly?"

"Those too."

"They're terribly clever."

"Is that so?"

Taylor nodded. "They're known to hunt the hunter. They circle back on their stalker. They're mean spirited, too. Daniel Boone killed a good dozen before he was ten years old."

Lord, she was naive. "Is that so?"

"Every time you say, Is that so? you're really saying you don't believe a word I'm telling you. Isn't that right, Mr. Ross?"

He didn't bother to answer her. The vehicle stopped in front of the hotel. Lucas helped her out, paid the fare, then grabbed hold of her hand and dragged her through the lobby.

"I'm perfectly capable of getting to our room on my own, Mr. Ross. Do let go of me."

"You draw a crowd wherever you go," he countered, continuing to pull her along.

She snorted. "You're the popular one, not me."

He was taking the steps two at a time. Taylor was out of breath by the time they reached their floor. "Do people call you by any special name?"

"Lucas," he interrupted. "My friends call me Lucas. And so does my wife. Got that?"

They reached the door to their room. He was digging in his pocket for his key. Taylor collapsed against the wall. If she'd had a fan handy, she would have used it. She hadn't had to run like that for ages.

"It would be greatly disrespectful of me to call you Lucas, but if you insist…"

"Why?"

He'd just put the key in the lock but stopped and turned to look at her. He only then realized she was out of breath. He couldn't help but smile. A wisp of hair had fallen out of her prim bun and now curled in front of her ear. She looked utterly feminine. And thoroughly kissable.

They stood just inches away from each other. Taylor couldn't seem to take her gaze off her husband. He had the most adorable smile. His eyes seemed to turn a warm, golden brown. A lesser woman would have melted under his close scrutiny, but she was made of stronger stuff. She let out a long sigh.

"Aren't you going to answer me?" he asked.

She couldn't remember the question. He was forced to repeat it. "Wives in the wilderness call their husbands mister whatever as a way of lifting their status. The hired hands are called by their first names. It's the respectful thing to do."

He didn't look like he believed her. His question confirmed that guess.

"Says who?"

"Mrs. Livingston," she answered. "It was in her journal."

"I should have guessed."

"And while we're on the subject of what is considered proper and what isn't, I would like to point out that the majority of men, married and single, never, ever curse in front of a woman. It's considered bad form, Mr. Ross, and very disrespectful."

"Is that so?"

She was beginning to hate that expression. "Yes, it is so."

He opened the door for her, but just as she started to go inside, he grabbed hold of her shoulders and turned her around.

His head was bent toward her. "Let me get this straight. When you call me Mr. Ross, you're actually being respectful and not trying to infuriate me? Is that right?"

She nodded. He smiled. He didn't let go of her. For a man in a hurry, he was suddenly acting as though he had all the time in the world. Taylor really wished she could stop herself from staring at him. Was it her imagination or had his skin become even more bronzed in the last twenty-four hours? She wondered if he had any idea how handsome he was.

"I'll probably be late."

His right hand moved to the side of her neck. His fingers brushed the strand of hair back behind her ear. A shiver passed down her arms. She had to force herself not to lean into his hand. She couldn't stop staring into his eyes.

He was staring at her mouth. "Don't wait up for me."

"I'll probably spend the evening in Victoria's room," she said. It was a lie, of course, but since she wasn't certain how long it would take to reach Mrs. Bartlesmith's residence or how long she would spend getting acquainted with her nieces, she decided to play it safe. She didn't want Lucas looking for her. "Victoria has quite a few things she wants to discuss," she said. "I could be there until midnight, maybe even later."

He barely paid attention to what she was saying. He wanted to kiss her. He was patiently waiting for her to finish talking so he could.

She took a breath and he leaned down. The thought that he might kiss her had only just registered in her mind when she leaned into him and tilted her head back. His mouth was just an inch away.

A door slammed somewhere down the corridor. A man's laughter sounded in the next instant. Then a woman's. The spell Lucas Ross had cast upon her lifted, and she suddenly realized where she was and what she was doing. She was immediately horrified by her unladylike behavior.

She acted as though she'd just been caught stealing. She literally pushed herself away from him, bumped into the wall behind her, then turned and hurried inside. She called good-bye over her shoulder and swung the door shut.

Lucas couldn't believe what had just happened. Damned if she hadn't just slammed the door in his face. And what in thunder caused her to blush?

"Women," he muttered to himself. Most didn't make a lick of sense. He shook his head and started down the hallway. He stopped when he reached the steps.

Taylor had just collapsed in one of the chairs and let out a loud sigh when a knock sounded at the door. She assumed it was Victoria. She stood up, straightened her skirt, and then hurried across the room. She forced a smile so her friend wouldn't know she was in such an irritable mood and all because she hadn't been kissed and then opened the door.

Lucas filled up the entrance. He was leaning against the door frame, one foot crossed over the other, with his arms folded across his chest, as though he'd been lounging there a long, long time. He was frowning intently.

"Did you forget something, Mr. Ross?"

"Yeah," he drawled. Then he moved. It happened so quickly, she didn't even have time to gasp. He reached out, grabbed hold of the back of her neck with his right hand, and hauled her up against him. His fingers threaded through her hair, the pins holding it up flying every which way. The heavy mass of curls cascaded down her back, covering his arm. His fingers gently pressed against her scalp. He lowered his face until his mouth was directly above hers.

"I forgot to kiss you."

"Oh."

She whispered the word into his opened mouth. It sounded like a groan. His mouth settled on top of hers with blatant ownership, effectively sealing off any other sound she might have made. He kissed her ravenously. Taylor grabbed hold of his jacket so she wouldn't fall down. And when his tongue swept inside her mouth and rubbed so erotically against hers, she felt as though she were dissolving in his arms. Her knees went weak and her heart started pounding a wild beat. She felt hot and yet was shivering at the same time. Her arms found their way around his waist. She held onto Lucas and let him sweep her off her feet. She didn't even try to control her own passionate response. She wouldn't let him stop. She wanted another hot, opened-mouth, tongue-dueling kiss, and Lucas, shaken by her uninhibited reaction to his touch, didn't deny her. They were both just as hungry for each other. She made it impossible for him to hold back. His mouth slanted over hers again and again, and each time the kiss was longer, more sinfully erotic. He was hard and hot. And still he wanted more. His hands moved down her spine, rubbing, caressing. He cupped her sweet backside and lifted her up on her tiptoes until they were intimately rubbing against each other. She instinctively cuddled his arousal between her hips. She moved restlessly against him.

She was making him burn with desire. He knew he had to stop. He'd take her in the corridor if he didn't find a little discipline to pull away from her. God, she was good. He was fast losing all control, and damn but she felt right pressed up against him. She was all soft and feminine, and Lord above, could she kiss.

He was abrupt in his departure. He jerked back, then began to peel her hands off him. He knew he had to put some distance between them with all possible haste, but he made the mistake of looking at her, and when he saw the passion in her eyes, he almost lost the battle. Her lips were rosy and swollen from his none too gentle attack, and all he could think about was tasting her one more time.

Lucas clinched his jaw in frustration. She had the most bemused expression on her face. He found himself arrogantly pleased. She'd obviously been just as affected by their kisses as he'd been. He would have told her to move back so he could pull the door closed when he left, but he didn't think she'd move quick enough to suit him… or save her virginity.

She couldn't possibly know how close he was to carrying her to their bed and making love to her.

Taylor was simply too naive and inexperienced to understand her own jeopardy. He understood all right. He was hard and throbbing and aching, and damn it all, if she didn't quit looking at him with those beautiful blue eyes, he knew exactly what was going to happen.

He had to get the hell away from her. With that single thought in mind, he grabbed hold of her shoulders, forced her to move back, then turned around, took hold of the doorknob, and pulled it shut behind him.

She was left staring at the door. "Oh, my," she whispered. She "suddenly needed to sit down. She needed a fan, too. It had gotten warm all of a sudden.

Taylor started to cross the room to get to the nearest chair so she could collapse properly when another knock sounded at the door.

Lord, she wasn't up to another round of kissing. Yet she found she was running to the door to answer the summons.

Victoria was standing in the corridor. Taylor could barely hide her disappointment. She invited her friend in, then ushered her over to the seating arrangement in front of the windows.

"Are you feeling ill, Taylor?" she asked. Her voice was filled with concern.

"I'm fine, really. Why do you ask?"

"You look all flushed."

No wonder, Taylor thought. In an effort to keep Victoria from asking embarrassing questions, she changed the subject. "We can't shop this afternoon," she announced. "Mr. Sherman wishes to meet with you in the lobby downstairs at four o'clock. You have to sign some papers, Victoria."

"Why?"

"I told you I was opening an account in your name. He'll need your signature so you can withdraw funds, of course."

Victoria nodded. "I would thank you again. Your generosity is… overwhelming."

Taylor accepted the compliment with a nod, then told her about her plans for the afternoon. "I'm going to write down instructions I wish you to give Mr. Sherman, then I'm going to go see my nieces. I had planned to see them yesterday, but Mr. Ross didn't leave for his appointment until after eight. He would have wanted to know where I was going if I left before he did, and once he'd gone along to meet his friend, it was too late. The little ones were surely already in bed for the night. I can't wait to hold them again. It's better that we go shopping after I've seen them so that I'll have measured their sizes for the amount of cloth I'll need to buy. They're going to need plenty of heavy winter clothes," she added.

"But it isn't even spring yet," Victoria protested.

"We must think ahead," Taylor advised. "We won't be able to get everything we'd like living in the wilderness, and so we must go as prepared as possible. I believe you should start your list as well."

Victoria agreed with a nod. "Your enthusiasm is contagious. Redemption means a brand-new start for me and my baby. I, too, feel I'll be very safe there. What a contradiction that is. There will be wild animals, harsh weather, hostile Indians, and heaven only knows what else, and honestly, Taylor, I cannot wait to get started. I believe I'll go back to my room and start my list immediately after luncheon. Will you go up to the Ladies Ordinary with me? I could use a biscuit to settle my stomach. I seem to have become afflicted with morning sickness in the middle of the day."

Taylor was happy to accompany her friend. They spent another hour together, and as soon as they finished eating, Taylor told her about the route they would take to reach their destination. Victoria was surprised to learn they would go most of the way by riverboat up the Missouri.

"We must remember to purchase maps when we go shopping," Taylor suggested.

"Will you explain something, please? Does your great-uncle Andrew… He is your grandmother's younger brother, isn't he?"

"Yes."

"Does he know you intend to raise the babies as your own?"

Taylor shrugged her shoulders. "I'm not certain if he knows or not. Uncle sometimes forgets things."

"He would forget his great-nieces?"

"Perhaps."

"Did he read all the dime novels you read about the wilderness?"

Taylor smiled. "Oh, yes, he was almost as taken as I was by all the stories about the wild, savage land. We used to argue about living there. I told him I would someday, and he said he didn't know if I had enough gumption."

"And that is why he built the soddie?"

"Yes. We had both read that settlers often lived in mud soddies, and so he had his servants build one for me. They put it right on his front lawn. He directed his staff. I didn't think he would really insist I live in the thing, but he did," she added with a laugh. "And so I moved in and stayed almost a full month. It was horrible at first. Every time it rained, mud would lop down from the-"

Victoria interrupted her. "Do you mean to say the ceiling was made of mud?"

Taylor nodded. "The entire roof was fashioned out of sod. The floor was dirt too, unless it rained. Then it turned to mud. I had a single window without any covering. Anything could fly inside."

"It sounds dreadful," Victoria replied. "Will we have to live in a soddie do you suppose?"

"Not if I can help it," Taylor promised. "But if we have to for a little while, then we will. I learned how to make a soddie into a home. Now that I reflect upon it, I learned quite a lot. After a while, it wasn't completely horrible. By late June, the roof had turned into a garden of lovely pink and purple and red flowers in full bloom. They spilled down over the sides like vines of ivy. From the distance, the soddie was breath-takingly beautiful. Inside, however, was a bit like living in a flowerpot."

"I do hope we'll have wooden floors and a real roof someday. I won't complain if we have to live in a flowerpot though. I promise I won't say a word."

"You won't have to," Taylor replied. "I'll do enough complaining for the both of us."

The two friends continued to formulate their plans for several more minutes. Then they went back to their rooms. Victoria was eager to start her list. Taylor wanted to write a letter to Mr. Sherman, outlining her instructions. Everything had to be settled before she left for the wilderness. She labored over her letter a good long while, and when she was satisfied with the content, she affixed her signature, and then reached for a second sheet of paper. She knew she needed to be as clear and concise as possible. The document would have to stand up in a court of law, she reasoned, and it therefore had to be completely understandable. There couldn't be any nebulous requests or explanations.

Taylor let out a sigh. She didn't relish this task. She found herself imagining she was attending a fancy ball in London and almost burst into laughter. What a different direction her life had taken. She sighed again, then got down to the business at hand and put her daydream and her past behind her. She picked up her pen, dipped it into the ink well, and began to write her last will and testament.

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