The Holiday of a Lifetime

“Stop nagging, woman,” said Dennis, but not loud enough for his wife to hear.

Dennis Pascoe would have got divorced years ago, but couldn’t afford to. He’d been married to Joyce for thirty-four years, and assumed it must now, unfortunately, be till death do us part.

She hadn’t been his first choice, but then he suspected he hadn’t been hers. Dennis used to tell himself they’d stayed together because of the children, but that was no longer convincing, as both Joanna and Ken now lived abroad, so the truth was they remained together because of inertia.

Dennis had recently retired as the deputy station master at Audley End, a branch line for Saffron Walden. It hadn’t exactly been an earth-shattering career. He’d left school at fourteen, with no qualifications, and failed several interviews for other jobs before he signed on as an apprentice with British Rail. He told his mother Audley End was no more than a stepping-stone for something bigger. The problem was, Dennis had no idea what that something bigger might be, and never found out.

Dennis progressed from apprentice, to ticket collector, to booking clerk, finally ending up as deputy station master in charge of a team of five. Only three of them on duty at any one time. In reality, “deputy” meant he couldn’t afford to join the local golf club, and was unlikely to be invited to become a Rotarian.

However, the real problem came when Great Eastern took over the franchise from BR and Dennis opted for early retirement on a full pension at the age of fifty-five, convinced he was still young enough to find another job to supplement his meager income. Wrong again, because there weren’t many jobs in the private sector for retired deputy station masters, other than as a night watchman or a lollipop man, both of which Joyce wouldn’t allow him to consider.

Within days of retirement, Dennis also discovered that marriage may well have been ordained for better or worse, but not for seven days a week. Joyce, who had never done a day’s work in her life — other than to keep the house clean, do the shopping, feed him, handle all the household bills and bring up the children — didn’t appreciate Dennis getting under her feet while she was trying to do the housework. Housewives don’t retire, she often reminded him.

The other problem Dennis had to face was that his pension didn’t allow him to indulge in many luxuries and, with inflation, that was only likely to get worse as he approached old age. He had a season ticket for Norwich Football Club at the wrong end of the ground, which he could just about afford, and their fortunes were not much better than his. They were either trying to survive in the first division or attempting to reach the playoffs in the second. And then there was the love of his life, not Joyce, but his stamp collection — a hobby that had begun at the age of seven, when his grandfather had given him a packet of “Commonwealth Specials” to celebrate the Queen’s coronation. Dennis now had over a thousand examples of stamps from all over the world, proudly mounted in five separate albums.

His only other extravagance was to subscribe to Stanley Gibbons’s monthly newsletter and catalogue, which he then spent hours perusing, aware that he would never be able to afford the rare examples he would have most liked to add to his collection.

Dennis tried to fill his day with long walks, not always possible when it was raining, and a visit to the local pub, where he sat in the corner drinking a half pint of bitter slowly, while reading the Sun. He made sure he was back in time for lunch, after which he migrated to the sofa only to fall asleep while watching afternoon television or turning the pages of his stamp albums.

It was while Dennis was reading the Sun and Joyce was vacuuming the front room that he spotted the advertisement for a package holiday on the Costa del Sol, which sounded a lot more exciting than their annual visit to Skegness. Dennis studied the advertisement more carefully, while Joyce attempted to vacuum around him. They were offering bed and full board, flights included, for £200. Too good to be true, thought Dennis, but would Joyce even consider the prospect? During his morning walk, he thought about how to convince her the time had come to be a little more adventurous.

Dennis waited until the end of lunch before he said, “Damn good sausage and mash, luv.” Joyce looked suspicious, as praise didn’t often flow from that side of the table, so she could only wonder what he was after. She didn’t have to wait long to find out. “I was thinking you might like a change from Skeggie this year,” he suggested.

“What did you have in mind, Dennis, a fortnight in Venice perhaps? A leisurely drive along the Corniche? Possibly a trip down the Nile before stopping off in Cairo to see the treasures of Tutankhamun?”

Dennis ignored the sarcasm and pushed his newspaper across the table to show her the photograph of a villa on the Costa del Sol. Before Joyce could offer an opinion, Dennis added, “And don’t forget, even the train journey to Heathrow will be free.” A deputy station master’s perk, he reminded her.

Joyce actually thought it was one of his brighter ideas, just a pity she would have to spend the fortnight with Dennis, but nevertheless she agreed he could look into it.


Mr. and Mrs. Pascoe set out from Audley End for their summer vacation with mixed emotions, so were pleasantly surprised when it turned out to be, as stated boldly in the advertisement, the holiday of a lifetime. They both enjoyed joining the jet set, even if it was only Ryanair, and landing in a country where the sun only left the sky at night; something you couldn’t always guarantee in Skegness, even in the summer.

Their room couldn’t have been described as luxurious, but it was clean and comfortable, and the three meals a day never once included sausage and mash. Joyce may have been past her bikini days and her husband had bulges in all the wrong places, but at least the beach was not littered with empty beer bottles, while stepping into the sea was like taking a warm bath, and, an added bonus, they made lots of new friends. Whenever Joyce was asked what her husband did, she told them he was a retired station master.

Two weeks later, Mr. and Mrs. Pascoe returned to England tanned, relaxed, and already looking forward to repeating the experience in a year’s time; possibly, Joyce suggested, they might even consider going further afield.

The perfect holiday might have been ruined at the last moment when they had to hang around in the baggage hall at Stansted waiting for Dennis’s suitcase to appear on the carousel. It didn’t. But all was not lost, because when Joyce read the small print on the holiday brochure later that evening, it claimed all losses under £50 were covered by insurance, and as the suitcase had belonged to her mother, and contained little of any real value, she could not have been more delighted when a check for thirty-four pounds, ten shillings, and fifty-five pence dropped on the mat three weeks later.

Joyce, being a frugal housewife, waited for the January sales before she bought a new suitcase and a handbag she wouldn’t have considered in normal circumstances, and even felt a little guilty about. That was until she discovered Dennis had purchased a set of Prince of Wales commemoration stamps without telling her.


All would have been well in the Pascoe household, if the missing suitcase had not been found in lost luggage and later returned to Railway Cuttings. Dennis immediately wrote to inform the insurance company, who replied with a standard letter addressed to “Dear Sir or Madam,” above which were stamped the words “CASE CLOSED.”

Joyce was relieved that they wouldn’t have to return the £34 that she’d already spent, but it did make her wonder...

Dennis spent the following month writing to all the leading travel companies, and the next six studying the different brochures they all sent by return of post. He took the task seriously, as if he was preparing for an examination, Joyce being the examiner. But it was still some time before he was ready to suggest to his wife where they should spend their next summer holiday.

Joyce also sent away for several brochures, and studied them just as intently, so that by the time Dennis was ready to present his findings on when and where they should go that year, she was equally prepared to tell him what she’d been up to for the past six months.

After a long discussion they settled on Lanzarote, and that was when Joyce shared with her husband a refinement that she felt would make the holiday even more rewarding. Dennis listened in disbelief to what his wife had in mind, and immediately dismissed the idea out of hand. After all, he said, it’s dishonest. However, a week later, after several long walks and too many lingering half pints in the local pub, he asked Joyce to talk him through the idea once again. But it wasn’t until he’d studied the latest Stanley Gibbons’ catalogue and spotted a Penny Black he coveted, that he agreed to go along with her suggestion.

Joyce had clearly given the matter a great deal of thought, and took Dennis carefully through what they would have to do, minute by minute, while allowing her husband to ask questions and point out any weaknesses in her plan. Dennis could only come up with one problem he considered was insurmountable, but was surprised to find that his wife had even thought of a way around that. Dennis was impressed, and even though he still had his doubts, he allowed her to go ahead and fill in all the necessary forms.


When Mr. and Mrs. Pascoe stepped onto the train for Heathrow they were both looking forward to the second “holiday of a lifetime,” and indeed, the break might have gone even better if Dennis had stopped fretting about the consequences of something going wrong with Joyce’s plan. But by the time they returned home a fortnight later, they both agreed Lanzarote had turned out to be even more enjoyable than the Costa del Sol. And whenever the subject had arisen, Dennis didn’t deny he’d recently retired as a director of Great Eastern, which sounded quite convincing in Lanzarote.

After everyone on their flight had collected their luggage from the carousel, Joyce burst into tears and Dennis did everything he could to console her. She then explained to a sympathetic young baggage handler that one of her suitcases had not appeared on the carousel. An extensive search was carried out, but no one seemed able to find the missing bag. Joyce continued to sob.

Once they were back in Saffron Walden, Joyce waited for a couple of days before she posted two claims for a lost suitcase to two different insurance companies, listing the contents as three dresses, several items of underwear, two pairs of shoes, a bottle of perfume, a washbag, and even a lucky charm bracelet (photo attached).

Two checks, one for £84.20 and a second for £110, arrived within days of each other. The checks were deposited in two different banks in two different names.

During the Christmas sales, Joyce purchased half a dozen new suitcases of varying sizes from several different department stores in central London, while Dennis acquired an unperforated set of Penny Reds, which he proudly added to his collection.


Cunard couldn’t have been more apologetic about mislaying one of Mr. and Mrs. Pascoe’s large suitcases — green and clearly labeled Joyce Pascoe, she insisted — while it was being taken off the ship after their third voyage. The purser assured Mrs. Pascoe that everything would be done to find it.

A few weeks later, the first of several checks arrived to cover the loss, while further payments for the same suitcase began to appear at regular intervals over the next six months, as did rarer and rarer, mint and franked, stamps from Stanley Gibbons.

“We mustn’t get too greedy,” said Joyce after returning from a winter break in the Caribbean, a holiday that yielded nine further checks.

So successful were their “holidays of a lifetime” that after five years, they had accumulated more than enough to make it possible for them to move out of their rented semidetached in Saffron Walden and buy a small thatched cottage, which they named The Sidings, in Steeple Bumpstead, where Joyce felt they were more likely to come across the sort of people they met on vacation.


When the Pascoes sat down to plan their next summer holiday, Joyce warned her husband she was beginning to run out of insurance companies, as she couldn’t afford to make a claim to the same one twice. Dennis was disappointed by this news, because he’d recently joined the local golf club, acquired a season ticket for Norwich City FC, quite near the center line, and been invited to become a vice president of the Rotary. He’d also begun to stick rarer and rarer stamps into his eighth album. Dennis would have been the first to accept that none of this would have been possible had it not been for his newfound wealth. He realized that he’d climbed onto a bandwagon that he didn’t want to get off.


Joyce woke her husband in the middle of the night when she came up with her latest idea. Dennis listened intently and couldn’t get back to sleep. If they pulled it off, he might even consider standing for the parish council.

“It will have to be our last job,” she warned her husband, “because there are only three major insurers left.” She didn’t add, whom we haven’t robbed.

Joyce wrote out a list of jobs Dennis had to do before they embarked on their summer holiday, including taking out any spare cash they had in their bank accounts. She checked the small print of the three insurance companies where they hadn’t made a claim, while Dennis told his friends at the golf club and Rotary that he and Joyce were planning a trip down the Nile to celebrate their fortieth wedding anniversary, because his wife had always wanted to see the Pyramids and visit Tutankhamun’s tomb.

Once Joyce had filled in all the forms, and the letters and checks had been dispatched, everything was in place by the time they set off for Southampton.

On July 17, 2001, Dennis and Joyce boarded the SS Balmoral, which was setting out on a voyage to Salalah, Port Said, and through the Suez Canal, before returning to Southampton via Istanbul.

Author’s note

At this point in the story I came up with three different endings, and because I couldn’t choose between them, decided to write all three and leave you to pick which one you prefer.

A

When the ship docked in Istanbul, several passengers leaned over the railings and watched with interest as two police officers climbed aboard the luxury liner, and asked the purser for the number of Mr. and Mrs. Pascoe’s cabin.

Joyce burst into tears when she and Dennis were escorted off the ship and driven to the nearest airport. She didn’t stop weeping on the flight to Heathrow, or when a black limousine drove them back to Steeple Bumpstead.

When the Barrington courtesy car pulled up outside the front gate of The Sidings, Joyce burst into tears once again. Dennis climbed out of the car and said nothing as he stared at the smoldering remains of what was left of their little home.

The local fire chief, a fellow Rotarian, hurried across to join them.

“I’m so sorry, Dennis,” he said. “My men got here as quickly as they could, but once the flames touched the thatched roof, there was little they could do about it.”

“I’m sure you did everything you possibly could, Alan,” said Dennis, trying to look suitably distressed.

“But we’ve lost everything,” Joyce told a reporter from the local paper, “and no amount of money will compensate for that.” A quote that was reported on the front page next to a photo of a tearful Joyce, who felt confident the insurance companies wouldn’t have missed it. Well, not everything, thought Dennis, because he’d hidden the stamp collection in his locker at the golf club.

Joyce and Dennis booked into the Bumpstead Arms (covered by one of the three insurance policies) and then spent the next month looking for a new home. The company that had insured their contents settled fairly quickly, while the buildings claim took a little longer.

Once Mr. and Mrs. Pascoe had purchased a similar cottage on the other side of the village, not thatched — too risky, Dennis told his friends at the golf club — and furnished it, there was more than enough left over to live a very comfortable existence, as well as enjoy the occasional off-peak-season holiday while no longer having to mislay any of their luggage.

However, a problem arose that neither of them had anticipated. Boredom set in, and they quickly began to get on each other’s nerves again.

It was Joyce who came up with a solution to which Dennis happily agreed. They would change their name, move to the West Country, and once again start looking for “the holiday of a lifetime.”

B

The first port of call on their trip to the Middle East was Salalah, where they hired a taxi to take them to the souk. They took their time strolling around the crowded bazaar, with its hundreds of colorful market stalls, displaying thousands of different-quality carpets. But Joyce was far more interested in finding the right dealer than the right carpet. Once they’d selected a man who wouldn’t have been invited to give a talk at the Rotary Club, they joined him for a cup of Turkish coffee before the bargaining could begin for an exquisite, thousand-thread silk carpet that the dealer claimed was unique.

An hour later Joyce agreed on a sum, which Dennis paid in cash. The dealer then supplied them with a receipt for four times the amount they had paid for the rare silk carpet.

In Port Said, they visited several emporiums, and selected only the finest pieces of jewelry, including a gold brooch of Nefertiti, a string of pearls worthy of Cleopatra, and a diamond-studded bracelet that Joyce felt confident would be the envy of her fellow lady Rotarians. The proprietors were equally obliging when it came to the receipts. Replacement value for insurance purposes, Joyce explained.

In Istanbul, they purchased an oil painting of a fishing boat on the Bosphorus that Joyce felt would look perfect above the mantelpiece in their front room, and although the price was exorbitant, triple the amount was entered on the receipt.

By the time the Balmoral docked in Southampton, the Pascoes had spent all their spare cash, but they now possessed some extremely valuable merchandise, and Joyce had the receipts to prove it.

Joyce took her time packing everything they’d bought on the trip into a large green suitcase before a porter arrived to pick up their trunk and two other smaller suitcases. When the Pascoes arrived in the baggage hall, Joyce gave a farewell performance worthy of Elizabeth Taylor.

“One large green suitcase, you say, madam?”

“Yes,” said Joyce, “full of all the beautiful things we bought on the trip.” Dennis appeared to be making every effort to comfort his wife, something he was getting rather good at.

After the promise of a reward, several members of the ship’s crew set out in search of a large green suitcase, but an hour later, no one was able to claim the reward.

The Pascoes were among the last to leave the baggage hall, but not before they were convinced there was no longer any hope of finding their missing treasures. A porter placed their trunk and the two other suitcases on a trolley and began pushing it toward the exit.

Dennis and Joyce trudged mournfully after him, and as if to add insult to injury, a recently promoted Customs officer pulled them to one side and asked them to place their luggage on the counter. The porter obeyed without hesitation.

“May I ask if you purchased anything of value while you were abroad, madam?”

“No,” Joyce said, “just a few souvenirs. Nothing of any real value.”

She happily opened the two suitcases to reveal Dennis’s dirty laundry and washbag in one, and her neatly folded clothes in the other.

“Thank you,” he said. “And the trunk?” The porter once again heaved it up onto the counter.

“Would you open it, please, sir,” said the Customs officer, as Dennis turned to look at his wife.

Once again Joyce burst into tears, but this time she wasn’t greeted with the same sympathetic look.

“Would you please open the trunk, sir,” the young officer repeated a little more firmly.

After what seemed an eternity, Dennis reluctantly stepped forward, unlocked the trunk, and pushed up the lid to reveal a large green suitcase that almost took up the entire space.

“Would you now open the suitcase,” said the young man, as a more senior officer walked across to join them.

Dennis unzipped the suitcase and slowly lifted the lid to reveal all the carefully selected purchases they had made during the past fortnight. The junior officer started to take them out and unwrap them one by one, while the senior officer began to make a note of each item. He spoke for the first time.

“Have you kept any receipts for these souvenirs?” he asked.

“Yes,” said Dennis.

“No,” said Joyce, which caused the senior officer to ask the woman to hand over her bag, where he quickly found an envelope stuffed with forty-two receipts.

He took his time checking each item before transferring the amounts onto a large calculator. It was some time before he declared, “You may wish to check my figures, madam, but I think you’ll find the overall amount comes to twenty-seven thousand, seven hundred and sixteen pounds. Now, I am sure you are both aware there is a forty percent import tax levied on any goods purchased while abroad, above the cost of fifty pounds.” He returned to his calculator. “Which means you are liable to pay Her Majesty’s Customs and Excise eleven thousand and eighty-six pounds and forty pence. Should you be unable to do so, all the goods will be confiscated until you have covered the full amount.”

C

During the train journey back to Audley End, Dennis and Joyce agreed it was the best holiday they’d ever been on, and were already planning where they should go next year.

Joyce felt it might be wise to take a taxi back to Steeple Bumpstead rather than drag all the suitcases on and off the bus. Dennis agreed, although he was down to his last ten pounds.

When the taxi pulled up outside the front gate of The Sidings, Joyce collapsed in tears.

Dennis climbed out of the taxi, and said nothing as he stared at the smoldering remains of what was left of their little cottage.

The local fire chief, a fellow Rotarian, hurried across to join them.

“I’m so sorry, Dennis,” he said. “My men got here as quickly as they could, but once the flames touched the thatched roof, there was little they could do about it.”

“I’m sure you did everything you possibly could, Alan,” said Dennis, trying to look suitably distressed.

Joyce didn’t stop crying, and Dennis wondered if she wasn’t overdoing it. “Look on the bright side,” he whispered, placing an arm around his wife’s shoulder, “No doubt you took out several policies on the house.”

“But I didn’t insure the house,” said Joyce with feeling. “Never could see much point.”

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