43

At nine A.M. Richard was in the wealth-management office at Roberts and Wilding at Chambers Street, arranging to withdraw two million dollars from his trust fund and have it wired into the account of Lillian Stewart.

“Richard, as we have discussed, in your lifetime you are allowed to give away several million dollars without tax penalties. Do you want this gift to be part of that lifetime allowance?” Norman Woods, his financial adviser, asked.

“Yes, that would be fine,” Richard said, recognizing that he was very nervous and hoping he wasn’t showing it.

Woods, white-haired, dressed as always in a dark blue suit, white shirt, and patterned blue tie, was approaching his sixty-fifth birthday and was close to retirement. It was on the tip of his tongue to do something totally out of character and say, “Richard, may I ask if Ms. Stewart is a romantic interest? I know that would delight your mother and father.”

Instead he kept his face impassive as he confirmed that when Richard got back to him with the information about Ms. Stewart’s bank account, the money would be wired directly to her.

Richard thanked him and left the office.

As soon as he was in the lobby of the building, he dialed Lillian’s cell phone.

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