The Secret Dreamworld of a Shopaholic

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Endwich Bank

FULHAM BRANCH

3 Fulham Road

London SW6 9JH

Ms Rebecca Bloomwood

Flat 2

4 Burney Road

London SW6 8FD

10 September 1999

Dear Ms Bloomwood

Further to my letters of 3 May, 29 July and 14 August, you will be aware that your free graduate overdraft facility is due to end on 19 September 1999. You will also be aware that you have substantially exceeded the agreed limit of ?2,000.

The current balance stands at a debit of ?3,794.56.

Perhaps you would be kind enough to telephone my assistant Erica Parnell to arrange a meeting concerning this matter.

Yours sincerely

Derek Smeath

Manager

ENDWICH – BECAUSE WE CARE