III

Once a year, the week before Christmas, the wards of The Hiram Bingham Charitable School and Institution were treated to a luncheon in one of the Bingham Brothers boardrooms. There was ham, and sweetmeats, and stewed apples, and custards, and at its conclusion, Nathaniel Bingham, their patron and the owner of the bank, would himself come greet them, accompanied by two of his clerks, both of whom were alumni of their very school, and who offered a promise of an adult life that was still too (and would, for most of them, alas, remain) remote and abstract for them to conjure. Mister Bingham would offer a brief speech, encouraging them to be industrious and obedient, and then the children would assemble themselves into two lines and each receive, from one of the clerks, a flat, thick bar of peppermint candy.

All three siblings attended this luncheon, and David’s favorite moment was not the expressions on the children’s faces when they were greeted with the sight of their feast but, rather, the one they assumed when they stepped into the bank’s lobby. He understood their awe, for he never failed to experience it as well: the vast floor of silvery marble, polished to a shining finish; the Ionic columns, hewn from the same stone; the grand rotunda ceiling, inlaid with a gleaming mosaic pattern; the three murals that occupied the length of three whole walls, painted so high that one was all but forced into a supplicative posture to properly see them—the first depicting his great-great-great-grandfather, Ezra, the war hero, distinguishing himself in the battle for independence from Britain; the second, his great-great-grandfather, Edmund, marching northward with some of his fellow Utopians from Virginia to New York to found what would become known as the Free States; the third, his great-grandfather, Hiram, whom he had never known, founding Bingham Brothers and being elected mayor of New York. In the background of all the panels, rendered in browns and grays, were moments from his family’s and country’s history alike: the Siege of Yorktown, where Ezra had fought, his wife and young sons at home in Charlottesville; Edmund marrying his husband, Mark, and the first wars with the Colonies, which the Free States would win, but at great human and financial cost; Hiram and his two brothers, David and John, as young men, unaware that of the three of them, only Hiram, the youngest, would live into his forties, and that only he would produce an heir—his son, Nathaniel, David’s grandfather. At the bottom of each panel was a mounted marble plaque carved with a single word—Civility; Humility; Humanity—which, along with the phrase on the bank’s crest, was the Bingham family’s motto. The fourth panel, the one over the grand front doors, which opened onto Wall Street, was empty, a smooth blank expanse, and it was here that David’s grandfather’s accomplishments would one day be recorded: how he had grown Bingham Brothers into the wealthiest financial institution in not only the Free States but also America; how, until he had helped America fund its fight in the War of Rebellion and secured his country’s autonomy, he had successfully protected the Free States’ existence against every attempt to dismantle it and dissolve the rights of its citizenry; how he paid for the resettlement of free Negroes who had entered the Free States, helping them establish new lives for themselves in the North or the West, as well as escapees from the Colonies. True, Bingham Brothers was no longer the only or, some might argue, the most powerful institution in the Free States, especially with the recent flourishing of the arriviste Jewish banks that had begun to establish themselves in the city, but it was, all would agree, still the most influential, the most prestigious, the most renowned. Unlike the newcomers, David’s grandfather liked to say, Bingham did not confuse ambition for greed, or cleverness for wiliness—its responsibility was as much to the States themselves as to the people it served. “The Great Mister Bingham,” the journals called Nathaniel, occasionally mockingly, as when he attempted to initiate one of his more ambitious projects—such as his proposal, a decade ago, to advance universal suffrage throughout America as well—but mostly sincerely, for David’s grandfather was, indisputably, a great man, someone whose deeds and visage deserved to be painted on plaster, the artist swinging perilously on a rope-and-wood seat high above the stone floor, trying not to look down as he stroked his brush, glossy with paint, over the surface.

But for all this, there was no fifth or sixth panel: No space had been allocated for his father, the family’s second war hero, or for him and his siblings. Although—what would his third of the panel even depict? A man, in his grandfather’s house, waiting for one season to shade into the next, for his life to announce itself to him at last?

Such pity, such indulgence, was unattractive and unbecoming, he knew, and he strode across the foyer to the towering oak doors at the back of the room, where his grandfather’s secretary, a man whom he and his siblings had always known as Norris for as long as he could remember, was already waiting for him.

“Mister David,” he said. “It’s been quite a while.”

“Hello, Norris,” he said. “It has. I trust you’ve been well?”

“Yes, Mister David. And you?”

“Yes, very.”

“The gentleman is here already; I’ll take you to him. Your grandfather will want to see you afterward.”

He followed Norris down the wood-paneled corridor. He was a trim, neat man, with delicate, fine-drawn features, whose hair, when David was young, had been a bright gold and had over the decades faded to the color of parchment. His grandfather was forthright about almost all the matters of his and his family’s life, but about Norris he was evasive; it was accepted by everyone that Norris and his grandfather had an understanding, but despite Nathaniel Bingham’s avowed tolerance for all social classes and his avowed impatience with propriety, he had never introduced Norris as his companion, nor had he ever suggested, to his grandchildren or to anyone, that he might become legally bound to him. Norris came and went from their house at his liberty, but he had no bed there, no room; he never addressed the Bingham children, from the time they were small, without preceding their names with “Master” or “Miss,” and they had long ago ceased suggesting that he might; he was in attendance at certain family events, but he was never included in their after-dinner talks with Grandfather in the parlor, or at Christmas and Easter. Even now, David had no certainty of where Norris lived—he felt he had once heard, somewhere or other, that he resided in a flat near Gramercy Park that Grandfather had purchased for him, years ago—or any specific information about whence he had come, and who his people might have been; he had arrived, before David was born, from the Colonies, and had been working as a coal boy at Bingham Brothers when Grandfather met him. In the Binghams’ company, he was unobtrusive and quiet but also at ease; he was so familiar that he was often forgotten—his presence was assumed, but his absence went unremarked.

Now Norris stopped outside one of the private conference rooms and opened the door, and both the man and the woman inside stood from their chairs and turned as he entered.

“I’ll leave you be,” Norris said, closing the door behind him quietly, as the woman advanced toward him.

“David!” she said. “I haven’t seen you in such a while.” This was Frances Holson, his grandfather’s longtime attorney, who, along with Norris, was privy to almost every detail of the Binghams’ lives. She, too, was a constant, but her place in the family firmament was both more important and better acknowledged—she had arranged both John’s and Eden’s marriages, and she was determined, it would seem, to arrange David’s as well.

“David,” she continued, “I am very pleased to present to you Mister Charles Griffith, of Nantucket and Falmouth. Mister Griffith, here is the young man about whom you have heard so much, Mister David Bingham.”

He was not as old-looking as David had feared, and despite his fair complexion, he was not ruddy, either: Charles Griffith was tall, and large, but self-assuredly so, broad through the shoulders and wide in the torso and neck. His jacket was tailored precisely, the wool soft and fine, and beneath his mustache his lips were well-defined and still pink, and now turned upward in a smile. He was not handsome, not exactly, but he gave the impression of deftness, and vigor, and health, which combined to create an aspect of something almost pleasing.

His voice, when he spoke, was appealing too, deep and somehow furred at the edges: There was a softness, a gentleness to it that contrasted with his size and its suggestion of strength. “Mister Bingham,” he said, as they shook hands. “It is a pleasure to meet you. I’ve heard so much about you.”

“As I have about you,” he said, though he’d not learned a significant amount more since first hearing Charles Griffith’s name almost six weeks prior. “Thank you so much for coming down—I trust you had a good journey?”

“Yes, quite,” Griffith replied. “And please—you must call me Charles.”

“And you must call me David.”

“Well!” said Frances. “I’ll leave you two gentlemen to talk, then. When you’re done, David, ring, and Norris will escort Mister Griffith out.”

They waited until she had left, the door shutting behind her, and then they both sat. Between them was a small table with a plate of shortbread cookies and a pot of what David knew, simply by scent, was Lapsang souchong, wildly expensive and difficult to obtain and his grandfather’s favorite tea, reserved for only the most special occasions. He knew this was his grandfather’s way of wishing him good luck, and the gesture moved him and made him sad, both. Charles already had tea, but David poured himself some, and as he lifted his cup to his lips, Charles did as well, and they sipped in unison.

“It’s rather strong,” he said, because he knew the taste of the tea was overpowering to many; Peter, who detested it, had once described it as “an oversmoked wood fire in liquid form.”

But “I’m very fond of it,” Charles said. “It reminds me of my time in San Francisco—you used to be able to find it quite easily there. Expensive, of course. But not as rare as it is here in the Free States.”

This surprised him. “You’ve spent time in the West?”

“Yes. This was, oh, twenty years ago. My father had recently renewed our partnership up North with our fur trappers, and San Francisco had, of course, become rich by that time. He had the idea that I should go out there and establish an office and make some sales. So I did. It was a wonderful experience, actually; I was young, and the city was growing, and it was a marvelous era to be there.”

He was impressed by this—he had never known anyone who had actually lived in the West. “Are all the stories true?”

“Many of them. There’s an air there of—of unhealthiness, I suppose. Certainly licentiousness. It felt dangerous, at times—so many people trying to make a new life for themselves; so many people yearning for wealth; so many people bound to be disappointed—but also liberating. Though it was unreliable, as well. Fortunes came and went so fast there, and so too did people: The man who owed you money might vanish the next day, and there’d be no way to find him again. We were able to maintain the office for three years, but then, of course, we had to leave in seventy-six, after the laws were passed.”

“Still,” he said, “I envy you. Do you know, I’ve never even been out West?”

“But you’ve traveled extensively through Europe, Miss Holson tells me.”

“I took my Grand Tour, yes. But there was nothing licentious about that—unless you consider heaps of Canalettos, and Tintorettos, and Caravaggios licentious.”

Charles laughed then, and after that, the conversation came naturally. They spoke further of their respective wanderings—Charles was remarkably well traveled, his business taking him not only to the West and Europe but to Brazil and Argentina, too—and of New York, where Charles had once lived and where he still maintained a residence, which he visited often. As they talked, David listened for the Massachusetts accent many of his school classmates had had, with its broad, flat vowels and particular galloping cadence, but in vain. Charles’s was a pleasant voice but featureless, revealing little of his origins.

“I hope you won’t think this too forward to mention,” Charles said, “but we are all of us in Massachusetts intrigued by this tradition of arranged marriage, and long have been.”

“Yes,” he laughed, unoffended. “All of the other states are. And I understand why—it’s a local practice, limited to New York and Connecticut.” Arranged marriages had begun around a century ago as a way for the first families who settled the Free States to create strategic alliances and consolidate their wealth.

“I understand why it originated here—these were always the richest provinces—but why do you suppose it has so endured?”

“I can’t say, quite. My grandfather’s theory is that, because significant dynasties soon arose from those marriages, it became essential for the financial integrity of the States for them to continue. He speaks of them as one might the cultivation of trees”—here Charles laughed, a pleasing noise—“the maintaining of a web of roots upon which the nation thrives and flowers.”

“Quite poetic for a banker. And patriotic.”

“Yes—he’s both, my grandfather.”

“Well, I suppose the rest of us Free Staters have your proclivity for arranged marriages to thank for our ongoing well-being.” He was teasing, David knew, but his voice was kind, and he returned Charles’s smile.

“Yes, I suppose. I shall thank my grandfather on your and your fellow Massachusettans’ behalf. Do you not practice them at all in New England? I had heard you do.”

“Yes, but with far less regularity: When we do, the reasons are similar—to unite like-minded families—but the consequences are never as meaningful as they are here. My younger sister recently facilitated a marriage between her maid and one of our sailors, for instance, but that was because her maid’s family has a small timber concern and the sailor’s a rope workshop, and the two wanted to consolidate their resources—not to mention that the young people were rather fond of each other but were both too shy to begin the process of courtship themselves.

“But as I said: Nothing of consequence to the rest of the nation. So, yes, please do thank your grandfather on our behalf. Though it sounds as if you should thank your siblings as well—Miss Holson says both of them are in arranged marriages, too.”

“Yes, from families long close to ours: Peter, my brother John’s husband, is from the city, too; Eliza, Eden’s wife, is from Connecticut.”

“Do they have children?”

“John and Peter have one; Eden and Eliza have two. And you are helping to raise your nephews, I understand?”

“Yes, indeed, and they are very dear to me. But I should like to have children of my own, someday.”

Here he knew he should agree, should say that he too yearned for children, but he found himself unable to do so. But Charles easily filled the space where his response should have been, and they spoke of his nephews, and sisters and brother, and his house on Nantucket, the conversation once again moving along, until Charles finally stood, and David did as well.

“I must leave,” Charles said. “But I have had a lovely time, and am so glad you chose to meet me. I will be back in the city in another fortnight; I hope you might choose to see me again?”

“Yes, of course,” he said, and rang the bell, and the two of them shook hands again before Norris escorted Charles back to the entrance, and David knocked on the door on the opposite side of the room, and when he heard a voice beckoning him, entered directly into his grandfather’s office.

“Ah!” said his grandfather, standing from his desk and handing his accountant a stack of papers. “Here you are! Sarah—”

“Yes, sir, right away,” Sarah said, and left, silently closing the door behind her.

His grandfather came out from behind his desk and sat in one of the two chairs facing it, indicating that David should sit in the other. “Well,” said his grandfather, “I will not be coy, and neither must you; I have been eager to see you and hear your impressions of the gentleman.”

“He was—” he began, and faltered. “He was agreeable,” he said at last, “more agreeable than I’d imagined.”

“That is a fine thing to hear,” his grandfather said. “Of what did you speak?”

He told his grandfather about their conversation, saving the part about Charles’s time in the West for last, and as he relayed it, he watched his grandfather’s silvery eyebrows raise. “Is that so?” his grandfather asked, mildly, and David knew what he was thinking: that such information had not arisen in their investigation of Charles Griffith, and because Bingham Brothers had access to the most prominent figures in all professions—doctors, lawyers, investigators—he was wondering what other things they might not know, what other mysteries might remain to be uncovered.

“Will you meet him again?” Grandfather asked when he was finished.

“He will be back in a fortnight, and asked if he might see me again; I said he might.”

He had thought his grandfather would be satisfied with this answer, but instead he stood, with a pensive expression, and walked to one of the large windows, lightly stroking the edge of its long, weighty silk curtain as he looked down at the street. For a moment he remained there, in silence, but when he turned again, he was smiling once more, his familiar, dear smile that always made David feel, no matter how dire his life seemed, that he was someplace comfortable.

“Well,” his grandfather said, “then he is a very lucky man.”

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