4

Lizzie McDivitt typed her name, letter by letter, on her new computer. Trying it out. Elizabeth McDivitt. Elizabeth Halloran McDivitt. Elizabeth H. McDivitt. The admin types needed the wording of the nameplate on her new office door, and she had to choose. First impression and all that.

Would her bank customers be more comfortable with her as the crisp and competent Liz? Or the elegant and experienced Elizabeth? Maybe this was the time to become Beth, the friendly-but-competent Beth. The motherly Bess?

Lizzie stared at the computer screen, the cursor blinking at her. Decide.

“Lizzie,” at least, that was a definite no. “Lizzie” was fine for her parents, and even for Aaron, but not here at the bank. “Lizzie” sounded like the new kid, eager to please. Semi-true, of course, but not the image she needed. She needed… compassionate. Understanding. Her clients would be the needy ones, the out-of-work ones, the down-and outers who’d once had the assets to get a mortgage from A &A-but now had to scramble for refinancing and loan modifications.

“If you say it, if you portray it, they will believe it,” her father’d always told her. Seemed to work for him. His black fountain pen alone could probably take care of the monthly mortgage tab for a few of her clients. Father was always losing his fancy pens, misplacing them, forgetting them, one after the other. He never flinched at purchasing a new one.

She clicked her plastic ball point.

The bank had so much money. Her new customers had so little.

Click. Click.

What would be the bad thing, she wondered, about making it a little more fair?

Click. Click.

Aaron was still out for lunch, she guessed. She thought of him, his curls, and that smile, and what he’d actually said to her that first day back by the old vault. Their “tryst” last night, which ended-way too late-with her finally saying no and cabbing it home. She shook her head, remembering her girlfriends’ advice. You have to stop being so picky or you’ll be alone forever. True, Aaron was more than cute. True, he had a good job. So, okay, maybe. Even though he wasn’t exactly…

“Miss McDivitt? You ready for your one-thirty? Mr. and Mrs. Iantosca are here.”

Lizzie jumped, startled at the sound of her own name buzzing through her intercom. She’d started behind the cages in the teller pool, then got promoted to a loan officer’s desk in the lobby, visible every single moment of every single day, like a zoo animal. She’d tried to offer suggestions, how to make customers happier, how to streamline the process, how to dump a lot of the ridiculously complicated paperwork and incomprehensible bank jargon.

Now, finally, she’d been named the bank’s first customer affairs liaison. With her own private office. It was lovely to have a door that closed. And an assistant, Stephanie Weaver, who stayed outside unless invited in.

“Thanks, Stephanie,” she said. She punched up the Iantoscas’ mortgage loan documents: a series of spreadsheets, tiny-fonted agreements, and the decisive flurry of letters stored on the bank’s in-house software. The green numbers that were entered several years ago had gone red last summer, then bold red in the fall, then starting around the holidays, black-bordered bold red. By now, mid-May, Christian and Colleen Iantosca were underwater and in trouble.

So they thought.

Lizzie clicked a few keys on her computer keyboard. Examined the figures she’d typed in. She leaned closer, calculating. Numbers worked for her. Numbers were-obedient. Predictable. Reliable. Plus, she could always change them back.

“I’m set, Stephanie,” she told the intercom. Time to meet the Iantoscas.

She took off her black-rimmed glasses, considered, put them on again. Slicked her hair back, tucking a stray wisp into place. She checked her reflection on the computer monitor. Lipstick, fine. Portrait of a happy magna cum laude MBA. Good job, her own apartment, a potential boyfriend-she clasped her hands under her chin, thanking the universe and embracing her karma. Math geek no more. Future so bright, she ought to wear shades.

Liz, she decided. Compassionate, but knowledgeable. Approachable. And, starting today, starting now, Liz McDivitt was in control.


* * *

Five more minutes. He’d give them five more minutes.

Aaron Gianelli waited on the front steps of the triple-decker, peeled the last of the waxed paper from his tuna melt wrap, took a final bite. A mayo-soaked glop narrowly missed his new cordovan loafer, landed on the concrete beside him. Too damn hot for a tuna melt, Aaron decided too late, but this “meeting” was his only chance for lunch. He crumpled the paper, aimed, and hit the already brimming Dumpster over by the driveway.

His first score of the day.

If the others didn’t show up pretty damn soon, it’d be his only score. That, he could not afford. He wondered how his partner was doing, at his meeting. They’d talk later. Compare notes. Not that there were notes.

Standing, Aaron brushed the dust from his ass. Squinted out at Pomander Street. No cars. Nothing. They’d agreed to meet here at 1:30 P.M. He checked his annoyingly silent cell phone. If they were going to be late, they should have called. If they were jerking him around, they’d be sorry. But no biggie. He’d find other customers.

He’d parked his car down the street, left his suit jacket inside, thank God. It was brutal out here. He’d be a sweat machine when he got back to the office, but the AC would take care of that before anyone noticed. And Lizzie would believe whatever he told her. He smiled. He loved Lizzie.

He patted his pockets, still smiling, feeling for the ring of keys. He’d go in without the clients, check it out. House was empty, that was certain. The bank had made sure of that.

Aaron was still smiling. He loved the bank.

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